Banking, BankID, Swish and payments

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Banking in Sweden is closely connected to identity, registration and digital services. Common practical topics: - opening a bank account - getting BankID - using Swish - paying rent and bills - identifying yourself online - dealing with employers and authorities - banking before you have a personnummer Many services in Sweden assume that you have BankID. This can be difficult for newcomers before registration and banking are fully arranged. Practical checklist: 1. Ask banks what documents they require. 2. Keep passport, residence documents, work or study documents and address information available. 3. Ask whether coordination number or personnummer is required. 4. Keep written records of bank communication. 5. Be careful with payment links and fraud attempts. This forum is for practical banking experiences and questions, not financial advice.